A Trailblazer in Banking
In the heart of the United Arab Emirates, where tradition meets modernity, Aarefa Al Falahi has emerged as a pioneering force in the banking sector. As the first Emirati woman from Ras Al Khaimah to ascend to a bank management executive role, her journey is a testament to resilience, vision, and dedication.
Early Life and Education
Born and raised in Ras Al Khaimah, Aarefa’s educational journey was firmly rooted in her homeland. She pursued both her bachelor’s degree in business and management and later an Executive MBA at the Higher Colleges of Technology in Ras Al Khaimah. This strong educational foundation equipped her with the skills and knowledge to navigate the complex world of finance.
Breaking the Glass Ceiling
Aarefa’s career in banking spans over two decades, during which she has consistently shattered stereotypes and broken barriers. Her ascent to the position of Vice President and Senior Branch Manager at a distinguished bank marked a historic moment, making her the first female Emirati citizen to hold such a position in Ras Al Khaimah. This achievement not only highlights her personal dedication but also paves the way for future generations of Emirati women in finance.

Leadership Philosophy
Aarefa’s leadership style is deeply rooted in humility and a commitment to fostering talent. She believes that true leadership is about serving others and creating opportunities for growth. Her approach has not only earned her respect within the banking community but has also made her a role model for aspiring leaders.
Advocacy for Women in Leadership
Beyond her banking responsibilities, Aarefa is a staunch advocate for women’s empowerment. She actively participates in initiatives aimed at increasing female representation in leadership roles across various sectors. Her involvement in programs like Aurora50’s Pathway20 underscores her dedication to mentoring and supporting women on their professional journeys.
Balancing Professional and Personal Life
Aarefa’s achievements in the professional realm are complemented by her fulfilling personal life. As a mother of two adult daughters, she emphasizes the importance of investing in family and education. Her daughters, both studying at New York University in Abu Dhabi, reflect the values of hard work and ambition that Aarefa embodies.
A Vision for the Future
Looking ahead, Aarefa envisions a future where more women occupy leadership positions, not just in banking but across all industries. She continues to work tirelessly towards creating an inclusive environment that nurtures talent, encourages diversity, and drives innovation.
Conclusion
Aarefa Al Falahi’s story is one of courage, determination, and unwavering commitment to excellence. Her journey from a young woman in Ras Al Khaimah to a leading figure in the banking industry serves as an inspiration to many. Through her leadership, advocacy, and vision, she is not only shaping the future of banking but also paving the way for a more inclusive and equitable society.
For a deeper insight into Aarefa Al Falahi’s perspective on leadership and her journey in the finance world, you can watch her interview at the Women CFO Conference and Awards 2023
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