Living in big cities like Riyadh, Jeddah, or Dammam can be exciting, but also expensive. With high rents, food prices, and transport costs, many residents often feel the financial pressure. However, using Saudi Arabia lifestyle hacks, it is possible to reduce daily expenses without lowering your quality of life.
Whether you’re a student, a working professional, or someone trying to manage a family budget, these hacks will help you control your spending and enjoy a more affordable urban lifestyle in the Kingdom.
1. Use Public Transport and Ride-Sharing Wisely

One of the top Saudi Arabia lifestyle hacks for saving money in big cities is using public transportation. The Riyadh Metro is expanding, and city buses are affordable and efficient.
Instead of using private taxis or ride-hailing apps like Uber and Careem for every trip, use them only during off-peak hours when fares are lower. Carpooling with colleagues is another way to save fuel and reduce your monthly travel costs.
2. Buy Groceries in Bulk from Wholesale Markets
Supermarket prices can be high, especially in upscale areas. A smart money-saving hack is to shop from local wholesale markets like Lulu Hypermarket or Tamimi’s bulk section.
Buying rice, oil, cleaning products, and other long-use items in bulk helps you save in the long run. Additionally, many stores offer weekend discounts—keep an eye on flyers or store apps.
3. Cook at Home and Pack Your Lunch
Eating out frequently can quickly drain your wallet. One of the simplest Saudi Arabia lifestyle hacks is cooking meals at home. Invest in basic cooking tools and learn a few easy recipes.
Taking your lunch to work not only saves money but also helps you eat healthier. Preparing traditional dishes like kabsa, ful medames, or even simple rice and lentils can be cost-effective and satisfying.
4. Use Loyalty Cards and Cashback Apps
Many stores and restaurants in Saudi cities offer loyalty cards or reward points. Apps like Noon, STC Pay, and Tamara offer cashback, discounts, and easy installment plans.
Download popular local apps that offer coupons, price comparisons, or discounts for services like mobile recharge, car fuel, and delivery. These tech-based Saudi Arabia lifestyle hacks can save you hundreds of riyals monthly.
5. Limit Utility Bills Through Smart Habits
Electricity and water bills can be high in big cities due to air conditioning and other energy needs. Try these hacks:
- Set your air conditioner at 24–25°C instead of freezing cold.
- Use LED bulbs and turn off lights and devices when not needed.
- Limit water usage while washing clothes or dishes.
These small changes add up and reduce your monthly DEWA or SEC bills significantly.
6. Choose Affordable Housing Options
Housing is the largest expense for many in cities like Riyadh or Jeddah. Instead of living alone, consider shared accommodations. Many residential areas offer cheaper options away from the city center, connected via public transport.
If you’re single or a couple, studio apartments or shared villas can cut rent by 40–60%. Websites like Expatriates.com or Haraj are useful for finding budget-friendly listings.
7. Shop Smart: Look for Deals and Second-Hand Items
Don’t fall into the trap of buying everything brand-new. Whether it’s furniture, electronics, or even clothes, second-hand options are often available in excellent condition.
Popular local websites and Facebook groups offer quality second-hand goods. End-of-season sales and clearance racks at malls are also perfect for scoring deals.
This is one of the most effective Saudi Arabia lifestyle hacks to save money, especially when moving into a new home or upgrading your wardrobe.
Extra Tips for Daily Saving in Saudi Cities

A. Cut Unnecessary Subscriptions
Streaming, food delivery, and gym memberships add up. Cancel or downgrade services you don’t use regularly. You can always subscribe again when needed.
B. Avoid Impulse Buying
Before making a purchase, especially online, wait 24 hours. Often, you’ll realize it wasn’t necessary.
C. Learn Basic Car Maintenance
If you own a car, learning how to change oil or check tires can save expensive workshop visits.
D. Use Refillable Water Instead of Bottles
Install a home water filter or buy a refillable 5-gallon water tank. It’s cheaper and more environmentally friendly than small plastic bottles.
Challenges to Watch Out For
While these hacks are effective, there are challenges:
- Some low-cost options may be far from workplaces.
- Bulk buying needs storage space.
- Second-hand shopping requires time and patience.
But with consistency, these Saudi Arabia lifestyle hacks will help you build a stable financial foundation and stress-free life in busy urban areas.
Final Thoughts
Saving money in big cities in Saudi Arabia is possible with smart choices and consistent habits. The key is to be aware of your spending, take advantage of local offers, and avoid unnecessary expenses.
These Saudi Arabia lifestyle hacks are not only practical but also help you create a sustainable and financially secure future. Whether you’re a local or an expat, using these tips will help you thrive—even in the most expensive parts of the Kingdom.
Also Read – 10 Amazing Expat Lifestyle Changes in Saudi Arabia 2025